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Best Practices to Confirm Source of Down-Payments
Proving the source of your clients’ down payments can sometimes be the most time-consuming part of arranging a mortgage. Even when handled well, the process may sour the buyer experience.Your client...
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Mortgage News Update
Mortgage Stress Test Changes Coming June 1What You Need to Know Starting June 1, 2021, the minimum qualifying rate used for both the insured and uninsured mortgage stress tests will be ...
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Shopping for a Mortgage?
A Stricter Stress Test is Likely on the Way If you’re in the market for a mortgage over the next several months, you’ll want to read on. Several new...
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Why a Pre-Approval Does Not Guarantee a Mortgage Approval
Canadian Mortgage Trends Article by Ross TaylorMany Canadians are under the assumption their mortgage is as good as done once they have a mortgage pre-approval.But the truth is a buyer cannot expect a...
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