Bing - Blog

Glen Estabrooks || April 01, 2019

How do the credit bureaus determine credit scores?

Here’s a typical scenario: You and your spouse are applying for a mortgage loan. You’ve had credit for years with three or four credit cards, a car loan and a line of credit. You always pay the...

Glen Estabrooks || March 25, 2019

10 Great Reasons to Use a Mortgage Broker!

Get independent, objective advice on your financial options. Mortgage Brokers are not restricted to any one bank or range of products. They work for you and can make objective recommendations on...

Glen Estabrooks || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Glen Estabrooks || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...